There's no doubt you're wondering, "what is credit repair?" Well, let me tell you what it is not. There is no one-size-fits-all solution. The Fair Credit Reporting Act (FCRA) and the Fair Debt Collection Practices Act (FDCPA) give you rights you probably don't know about and your creditors hope you never discover. It involves removing inaccurate, outdated, or unverifiable information from your credit reports. Regulations protect you from mistakes in your credit reports and harassment from creditors......